Reef Break follows Cat Chambers, a former thief turned fixer for the governor of a Pacific island paradise. The "impulsive, reckless and irresistible" Cat has an instinctive gift for understanding criminals, thanks to her own past, and uses that instinct to help solve problems on the island. The characters around Cat include her FBI agent ex-husband, an imprisoned crime boss who has history with her and a detective/lover who is in over his head.